Which scenario would NOT qualify for Medicare?

• A. Becoming 65
• B. Disability with work
• C. Falling below federal poverty level
• D. End-stage renal disease

Answer: (C)

Medicare eligibility is based on age or certain health/work situations, not income level. You qualify automatically at age 65 (if you’ve paid into Social Security through work), or you can qualify earlier if you’ve been on Social Security disability benefits for at least 24 months, or if you have end-stage renal disease requiring dialysis or a transplant. Falling below the federal poverty level does not by itself make someone eligible for Medicare. Low income can affect access to help with premiums or costs through Medicaid or Medicare Savings Programs, but income status isn’t what starts Medicare coverage.