Which Part of Medicare does a Medicare Supplement policy supplement?

• A. Part C
• B. Part A and Part B
• C. Part D
• D. All Parts

Answer: (B)

Medicare Supplement (Medigap) policies are designed to fill the gaps in Original Medicare, which includes Part A and Part B. They help cover out-of-pocket costs like deductibles, coinsurance, and copayments that Part A and Part B don’t fully pay. Medigap is meant to work with Original Medicare, not with Medicare Advantage (Part C) or prescription drug coverage (Part D). In fact, Medigap policies are generally not available if you enroll in Part C, and they don’t provide Part D coverage. So the right idea is that Medigap supplements Part A and Part B.