Which of the following is typically NOT eligible for coverage in a group health policy?

• A. Temporary employee
• B. Full-time employee
• C. Part-time employee
• D. Seasonal employee

Answer: (A)

In group health coverage, eligibility is built around employees who have an ongoing, stable relationship with the employer and meet a minimum hours requirement. Plans are designed to cover workers who are anticipated to remain employed for the long term, after any waiting period.

Temporary workers are typically not eligible because their employment is short-term and not guaranteed. Since the coverage is tied to an ongoing, stable workforce, the plan usually excludes those brought in just for a limited duration.

Full-time employees are generally eligible, as they fit the standard, ongoing employment model. Part-time employees may be eligible in some plans if they meet the plan’s hours threshold and waiting period. Seasonal employees are often excluded as well, since their work is seasonal and not guaranteed year-round, though some plans may offer coverage under specific terms.

So the choice that is typically not eligible is the temporary employee.