Which of the following is a core benefit of Medicare Supplement Plan A?

• A. Part A coinsurance and hospital costs
• B. Deductible payments for the first 60 days of hospitalization
• C. First three pints of blood
• D. Part B coinsurance

Answer: (A)

The main concept here is understanding what Medicare Supplement Plan A primarily covers to reduce your out-of-pocket costs for inpatient care. Plan A is designed to pick up the big cost-shares you’d face during a hospital stay, specifically the Part A coinsurance and hospital costs. This is the core protection that defines Plan A’s value, helping to significantly lower the amount you pay out of pocket after Medicare pays its share.

The other options are specific cost elements that Plan A may cover in some form, but they don’t represent the primary, defining protection of the plan. For example, the Part A deductible is not covered by Plan A, while the first three pints of blood are a smaller, more particular benefit included in Plan A but not the central feature. So the best choice highlights the core protection of Plan A: Part A coinsurance and hospital costs.