Which of the following is Medicare Part B also known as?

• A. Hospital Insurance
• B. Medicare Advantage
• C. Prescription Drug Coverage
• D. Medical Insurance

Answer: (D)

Medicare Part B is the Medical Insurance portion of Original Medicare. It covers outpatient medical services and supplies, such as doctor visits, outpatient hospital care, preventive services, laboratory tests, durable medical equipment, and many home health services when medically necessary. Because this part is distinct from Part A, it’s referred to as Medical Insurance, while Part A is Hospital Insurance, Part C is Medicare Advantage, and Part D is Prescription Drug Coverage. Part B is optional, with a monthly premium and a deductible, and most services involve coinsurance after the deductible. This naming helps differentiate the types of coverage within Medicare.