Which metal tier represents the highest actuarial value among ACA plans?

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Multiple Choice

Which metal tier represents the highest actuarial value among ACA plans?

Explanation:
Actuarial value is the portion of covered health care costs a plan is expected to pay for you on average. ACA metal tiers line up with that value, so higher tiers mean higher coverage and usually higher premiums. Platinum plans have the highest actuarial value, typically about 90%, meaning they’re expected to cover most of the costs while you’d pay the remaining ~10% through deductibles and copays. Bronze, Silver, and Gold have progressively lower actuarial values (roughly 60%, 70%, and 80%, respectively). So the highest actuarial value among ACA plans is Platinum.

Actuarial value is the portion of covered health care costs a plan is expected to pay for you on average. ACA metal tiers line up with that value, so higher tiers mean higher coverage and usually higher premiums. Platinum plans have the highest actuarial value, typically about 90%, meaning they’re expected to cover most of the costs while you’d pay the remaining ~10% through deductibles and copays. Bronze, Silver, and Gold have progressively lower actuarial values (roughly 60%, 70%, and 80%, respectively). So the highest actuarial value among ACA plans is Platinum.

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