Which item is not included as part of the entire contract provision?

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Multiple Choice

Which item is not included as part of the entire contract provision?

Explanation:
The key idea is that the entire contract is made up of the policy itself plus any riders, endorsements, and the applicant’s statements on the application that are incorporated into the contract. Changes made by the producer aren’t part of the contract unless the insurer issues a written endorsement approving them. So the producer’s changes do not belong to the entire contract, while the policy, attached riders, endorsements, and the application and statements are all included.

The key idea is that the entire contract is made up of the policy itself plus any riders, endorsements, and the applicant’s statements on the application that are incorporated into the contract. Changes made by the producer aren’t part of the contract unless the insurer issues a written endorsement approving them. So the producer’s changes do not belong to the entire contract, while the policy, attached riders, endorsements, and the application and statements are all included.

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