When is a Group Health Policy required to provide coverage for a newborn child?

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Multiple Choice

When is a Group Health Policy required to provide coverage for a newborn child?

Explanation:
Newborn coverage under a group health policy is effective from the moment of birth. This means the child is insured as soon as they are born, not waiting until a later date or after a claim is filed. In practice, you’ll typically need to notify the insurer and enroll the newborn within a specified enrollment window to ensure the coverage remains active, but the start date is the birth date. Coverage is not tied to a policy anniversary, and it doesn’t depend on filing a claim.

Newborn coverage under a group health policy is effective from the moment of birth. This means the child is insured as soon as they are born, not waiting until a later date or after a claim is filed. In practice, you’ll typically need to notify the insurer and enroll the newborn within a specified enrollment window to ensure the coverage remains active, but the start date is the birth date. Coverage is not tied to a policy anniversary, and it doesn’t depend on filing a claim.

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