Under health insurance, a dependent child may remain beyond age 26 if the child has a mental or physical handicap and remains dependent on the parent.

• A. has a mental or physical handicap and remains dependent on the parent
• B. is a full-time college student
• C. is married
• D. is employed full-time

Answer: (A)

The key idea is that health insurance can extend a dependent’s coverage beyond the usual age limit only when the child has a mental or physical handicap and remains dependent on the parent. This provision recognizes that disability can prevent independent self-support, so the policy allows continued coverage while the disability persists. For the extension to apply, the handicap typically must exist before reaching age 26, and the insurer will usually require proof of ongoing dependence. The other circumstances listed—being a full-time college student, being married, or working full-time—do not, by themselves, create this disability-based extension on the policy.