To be eligible for Medicare Part D prescription drug coverage, a person must have which of the following?

• A. Medicare coverage
• B. Private employer-sponsored insurance only
• C. Medicaid eligibility
• D. No health coverage required

Answer: (A)

Medicare Part D is a prescription drug benefit that attaches to Medicare. You must be enrolled in Medicare (Parts A and/or B) to access Part D, so having Medicare coverage is the essential prerequisite.

Private employer-sponsored insurance by itself isn’t enough to qualify for Part D—you’d still need Medicare enrollment to enroll in a Part D plan. Medicaid eligibility doesn’t automatically grant Part D eligibility, although many people who have both Medicare and Medicaid (dual eligibles) do receive Part D benefits through that program. And having no health coverage at all isn’t sufficient because Part D is specifically a Medicare benefit available only to those enrolled in Medicare.