The ___ is the individual responsible for payment to an HMO

Study for the Louisiana Series 103 – Life, Health, and Accident or Sickness Insurance Exam. Familiarize yourself with key concepts through engaging questions and explanations. Prepare effectively for your exam!

Multiple Choice

The ___ is the individual responsible for payment to an HMO

Explanation:
The person who signs the contract with the HMO and pays the premiums is the subscriber. They’re the policyholder responsible for the ongoing payments that keep the plan active. The insured is the person covered by the policy, but not necessarily the one who makes the payments. The enrollee is anyone enrolled in the plan, which can include dependents, and the provider is the doctor or clinic delivering care. So, the one who bears the payment obligation to the HMO is the subscriber.

The person who signs the contract with the HMO and pays the premiums is the subscriber. They’re the policyholder responsible for the ongoing payments that keep the plan active. The insured is the person covered by the policy, but not necessarily the one who makes the payments. The enrollee is anyone enrolled in the plan, which can include dependents, and the provider is the doctor or clinic delivering care. So, the one who bears the payment obligation to the HMO is the subscriber.

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