Participation in a group health plan may be denied based on which factor?

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Study for the Louisiana Series 103 – Life, Health, and Accident or Sickness Insurance Exam. Familiarize yourself with key concepts through engaging questions and explanations. Prepare effectively for your exam!

Multiple Choice

Participation in a group health plan may be denied based on which factor?

Explanation:
Group health plan eligibility is based on employment status and hours worked. Employers can set minimum hour or active-status requirements, so part-time workers who don’t meet those thresholds can be denied enrollment or face a waiting period. Age, gender, and marital status aren’t valid bases to deny participation because group plans are designed to be non-discriminatory on those characteristics. So the factor that can lead to denial of participation is part-time employment status.

Group health plan eligibility is based on employment status and hours worked. Employers can set minimum hour or active-status requirements, so part-time workers who don’t meet those thresholds can be denied enrollment or face a waiting period. Age, gender, and marital status aren’t valid bases to deny participation because group plans are designed to be non-discriminatory on those characteristics. So the factor that can lead to denial of participation is part-time employment status.

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