Medicare Supplement policies are provided by which entity?

• A. Government programs
• B. Hospitals
• C. Private insurance companies
• D. Employers

Answer: (C)

Medicare Supplement policies, also known as Medigap, are private insurance products sold by private insurance companies to help cover the cost sharing of Original Medicare (Parts A and B). The government administers Medicare itself and does not issue Medigap policies. Hospitals don’t provide Medigap coverage, and while employers may offer other health benefits, the actual Medigap policies are sold by private insurers that offer standardized plans in many states. So, the entity providing Medicare Supplement policies is private insurance companies.