Low frequency diseases can be exclusively covered by what kind of health insurance policies?

• A. Limited policies
• B. Major medical policies
• C. Comprehensive policies
• D. Dental policies

Answer: (A)

Low-frequency diseases are best addressed by limited policies because these plans are designed to cover only a narrow set of risks or specific illnesses, often high-cost and infrequent conditions, with a defined covered list and limited overall benefits. This exclusive focus makes them the type of coverage that can be tailored to rare or specific diseases without providing broad medical protection. In contrast, major medical policies and comprehensive policies cover a wide range of medical expenses, not just rare diseases, and dental policies cover only dental care, not general health conditions.