In health insurance, a plan that pays fixed amounts for listed procedures or injuries is described as a

• A. fee schedule
• B. schedule of payments
• C. benefit schedule
• D. payout list

Answer: (C)

The main idea is fixed indemnity style benefits, where the insurer predefines dollar amounts for each covered procedure or injury. A benefit schedule lists these fixed payout amounts for every listed service, so you know exactly how much the plan will pay for that procedure regardless of the actual bill. For example, if the benefit schedule assigns $300 for a minor surgery, the insurer pays $300 toward that procedure no matter what the provider charges (up to policy limits), and you’d cover the difference if the bill exceeds $300. This contrasts with terms like fee schedule, which focuses more on what providers charge or what they’ll be reimbursed for a service, rather than specifying patient-focused fixed benefits. Payout list or schedule of payments aren’t standard terms for describing this concept. So the plan is described as a benefit schedule because it directly ties each listed service to a fixed benefit amount.