If an insurance producer uses an assumed name, when must the Commissioner be notified?

• A. Prior to using the assumed name
• B. After the first policy
• C. At renewal
• D. Never

Answer: (A)

Using an assumed name requires regulatory notice to the state's Insurance Commissioner so the public can identify who is behind the business and so the regulator can keep accurate licensing records. The requirement is to notify before you start using the assumed name. This lets the Commissioner register the fictitious name with your licensed status and link it to your appointments, policies, and filings. Waiting until after policies are issued or at renewal would mean conducting business under an unregistered name, which violates the rule. The option of never notifying isn’t acceptable because the purpose is transparency and accountability in the producer’s conduct.