An insurer has __ days to file a notice of appointment to the commissioner.

• A. 10
• B. 15
• C. 20
• D. 30

Answer: (B)

Insurers must keep regulators informed about who is authorized to represent them. When an insurer appoints a producer, the appointment must be filed with the Louisiana commissioner within 15 days. This quick filing ensures the department has up-to-date records showing which agents are officially tied to which insurers, supporting proper licensing oversight, accountability, and consumer protection. If the appointment isn’t filed in time, the regulator may not recognize the agent as acting on behalf of the insurer, which can create compliance and oversight gaps. Longer delays would leave the regulator’s records out of date and reduce the ability to monitor appointments and enforce requirements.