A renewable Term Life Insurance policy can be renewed

• A. At a predetermined date or age regardless of health
• B. Indefinitely without fees
• C. Only if premiums are current
• D. With proof of insurability every year

Answer: (A)

Renewable term life insurance lets you extend coverage after the initial term without rechecking your health. The renewal is available at a predetermined date or age, and your health status does not affect eligibility for renewal. The premiums simply rise as you age, reflecting the increased risk. This matches the idea that you can renew regardless of health, unlike options that would require ongoing underwriting or no premium at all.