A Medicare Supplement policy's outline of coverage MUST include a

• A. premium history
• B. description of policy benefits
• C. list of doctors
• D. state registration

Answer: (B)

A Medicare Supplement policy’s outline of coverage is the consumer-friendly document that explains exactly what the policy provides. It must include a description of the policy benefits so you know what the plan will pay for and what you’ll still be responsible for. This means outlining the covered services, any limits or exclusions, and how cost-sharing works (such as coinsurance, deductibles, and copayments). The goal is to make it easy to compare plans and understand what you’re buying.

Other items like a premium history, a list of doctors, or state registration aren’t the focus of the outline of coverage. Premium history is more about billing over time, a list of doctors isn’t required because Medicare Supplement plans aren’t usually tied to a specific network of providers, and state registration is a regulatory detail rather than part of the consumer-facing benefits description.