A Medicare Supplement Policy is

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Study for the Louisiana Series 103 – Life, Health, and Accident or Sickness Insurance Exam. Familiarize yourself with key concepts through engaging questions and explanations. Prepare effectively for your exam!

Multiple Choice

A Medicare Supplement Policy is

Explanation:
Medicare Supplement Policy, or Medigap, is designed to work with Original Medicare (Part A and Part B) to cover costs that Medicare doesn’t pay in full—such as hospital deductibles, coinsurance, and copayments. It doesn’t replace Part A or Part B, and it doesn’t provide coverage for Part C (Medicare Advantage) or Part D (prescription drugs) on its own; those require separate arrangements. This gap-filling role is why the answer is that it fills the gaps of Part A and Part B.

Medicare Supplement Policy, or Medigap, is designed to work with Original Medicare (Part A and Part B) to cover costs that Medicare doesn’t pay in full—such as hospital deductibles, coinsurance, and copayments. It doesn’t replace Part A or Part B, and it doesn’t provide coverage for Part C (Medicare Advantage) or Part D (prescription drugs) on its own; those require separate arrangements. This gap-filling role is why the answer is that it fills the gaps of Part A and Part B.

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