A dependent child may remain on a parent's health insurance plan beyond age 26 if the child

• A. is enrolled in college full-time
• B. is married
• C. has a mental or physical handicap and remains dependent on the parent
• D. is employed full-time

Answer: (C)

The main idea is that there is a specific exception to the age 26 rule for staying on a parent's health plan: if the dependent has a mental or physical handicap and remains dependent on the parent, coverage can continue beyond age 26. This extension exists to protect individuals with disabilities who may still rely on their parents for support and access to health care, with the plan typically requiring proof of disability and ongoing dependency.

Why this is the best choice: a disability with continued dependency creates the qualifying condition for extending coverage beyond 26, regardless of other factors. The other options—being in college full-time, being married, or working full-time—do not by themselves establish this disability-based extension, so they don’t automatically allow continued coverage beyond the age limit.